Best Money Making Apps

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Best Working Methods How to Make Money with Easy Step-by-Step Tutorials

Making money nowadays has been revolutionized to the simplest of ways, by use of applications. Am sure some of you have visited sites that have told you about applications you can download and install in your mobile phones and start to earn. But once you tried them, they have been nothing but useless.

In this article, I will explain to you the best money making apps that will change your life. These applications have been tested and proven to be the real deal. All you have to do is spend some time, money or effort and you’ll be on your way to the bank to cash out.

I shall divide the applications into subdivisions to it will be easier to elaborate to you what they are about. So read on and am sure you will find something that will suit your taste.

Shop and earn applications

These applications required low to no effort. You will be required to visit stores, purchase some items and earn cashback offers in terms of cash, gift cards among other rewards. Below are the best of such apps.


This app is from a company that gives cash back offers for any purchases made through their portal. To earn yourself some money, you need to download the application via the different stores offered on your phone and sign up to get an account.

After that, you will be required to link the app with your credit or debit card and then you can shop at any of Ibotta’s 289 retailers all over. After the purchase, you will need to take a snap of your receipt and upload it to the app. You will ear cashback that will be credited to your account in 2 days.

You can earn cash back for the purchase of eligible products on selected stores, groceries, uber rides, eating out and purchases made on Amazon. All credits can be redeemed for cash or gift cards of different value.


Just like Ibotta, this app will also earn you cash back for any purchase, but that is not the only good thing about them. You can make solid cash for scanning the bar-codes or various products in the store.

The starting process is very similar, I don’t know about how fast they credit your account but I know that you can earn as much as 40% cash back on purchases. Ebates has a list of over 2500 eligible retailers, therefore, widening the scope for you compared to Ibotta.

Ebates also offers in-store coupons as a reward, plus the app will actually compare the coupons for you to ensure you are getting the best deal among the selection. Another passive advantage to this app is that if you sign up and spend a minimum of $5 on your purchases, you become eligible for payment every three months.


As the name suggests you will be carting groceries for people who don’t have the time or luxury of visiting the store themselves. Think of it as running errands for someone but it is exclusive to shopping matters.

To get started, you will download the app, open an account and get clients who may want you to do their grocery and deliver to them. Maybe a difficult task as people may not trust you to do the task but you have to build a portfolio filled with positive reviews to get that gig.

Your rate of pay has dependables including the size of the order, the miles you traveled among other factors. You may get additional tips from the client after delivery besides the payment from the app. An average rate may range between $15 to $25 an hour.

The Nielsen app

Am sure you have heard of this app that does television ratings. That is not the only thing they have sold on their portfolio. They can pay you a good $50 for downloading their application and keeping it there.

Their consumer panel will also pay you to scan bar codes of products in the store with no commitment whatsoever or purchase. You can send them a receipt of any purchase you make and share with them via the app. For every receipt you upload, you will earn point together with other activities available on the app that you can redeem later for gift cards and cash or you can just donate to charity.

Field agents

This application pays you to literally be their field agent. You will be indirectly working for research companies to find out ways to improve the services they offer to their customers. The agents will be required to do various things while in a store like taking a picture of the display product, scanning codes, and checking the prices of certain items.

To be an agent, you will have to open an account and fill in some details so you can be shown a given list of tasks they may need you to do. You will view and select the tasks to do which must be completed within the time limit that is 2 hours from the time you clicked on it.

Each job you undertake will pay you between $3 to $15 per hour or per task. An advantage with this application is that the tasks are allocated on first come, first served basis so there is no marketing required to earn you jobs


This application acts as your financial advisor on online shopping. Once you download the application, you will be prompted to link your cards. Especially the ones you constantly use for shopping. The app will manage all your expenses, have a look at how you spend your money and give you recommendations of how you can save up on more money.

You will also gain cashback credits for any purchase you make. The credits can then be sent to you via your Paypal account or another preferred mode of payment if you do not have that account.

Shopkick app

one thing that is unique about this money making app is that it will pay you in gift cards alone. They have a plethora of gift cards they offer instead of cash probably because they are easier to hand that hard cash.

The application also scans bar codes of products on stores and sends the data to research companies for their analysis of their environment. You can be tasked with taking the picture of similar products on the store, compare prizes among other things.

You earn cashback kicks from the tasks and receipts of purchases that will redeemable for a virtual card sent to you via mail. The gift cards can be from many stores including;

  • Amazon
  • Target
  • AMC
  • Best Buy
  • Kohl’s

Receipt hog

The name says it all. The application pays you cash back for any receipt you upload to their application. Every picture you will upload will earn you virtual coins that are redeemable for cash or gift cards. As the other sites offer, you can receive the cash via PayPal or get the Amazon gift cards.

An additional per about this site is that it will also pay you an incentive for referring a friend or anyone on your contact list. Once they join the application, you will be credited your coins.


The last application I will highlight in this section works with the same momentum but one perk that goes with this app is that you don’t have to visit a specific store to be eligible to earn points or coins. Any store’s receipt is valid for cashback.

You are free to download the app and start earning the cash from receipts. One negative review I read about this app is that the cashback offers are very little, more like cents than actual dollars.

It may take some time to get to a good amount worth cashing out but you are allowed to cash out once a week for the Amazon gift cards or any cash transfers to your account or to PayPal.

Invest and earn applications

These applications will allow you to monitor as your money grows silently over some time. Investments come from savings accounts, real estate property, dividend, stocks or just any business.


This is a peer to peer application that lets you invest your money on given loans to borrowers. The application is used to link investors and borrowers who may need money as capital for their small or medium enterprise(SME), or used for medical emergency or consolidation of debt.

To start up, you are required to open an account with them and choose between investor or borrower. Once you pick investor, you may be vetted to prove if you can actually afford to lend money to other individuals in need. Once that is done, you will be showcased a variety of loans that need monetization.

Once you pick up a loan, you will be gaining monthly cash from the loan with additional interest of the % on the loan. The good thing about using prosper for lending is that it caters to all your questions before you go out giving out your money.

The application will show you details of the borrower in terms of the state they live in, the nature of the loan, it could be personal, medical, household or other, the rates of payment, the interest on the loan and a risk rating.

Risk rating meaning you can choose a low-risk loan with only 4% attached, medium risk or a high-risk loan with over 30% attached to the loan. It will all depend on your risk appetite.

You can also consider downloading a lending club, it works with the same purpose and you can gain up to 3% to 8% per annum in profit.


This application is for real estate property management. You can opt to invest in virtual real estate and earn your proceeds within 6 months to 5 years. You will obviously need to download the application and set up your profile.

To begin your journey, you will have to put up an initial investment of $500 and you can start to flip houses. The application helps you to look at the value fluctuation in the market and also monitor your investment.

Fundrise offers many options for income real estate trust investment, growth real estate investment trust and placements in various areas.

In case the money is a bit too high for you, you can join the student real estate crowd-funded platform where you only need to invest $5. In addition, if your taste is higher, you can also join reality mogul and invest a good $5000 and start to gain your money worth.


This application is a robo-advisor that will manage your money for you for a specified fee. The automated payment platform helps to check on your 401k. All you need to do is download the application from android or ios and open an account.

Place the amount you want to be managed and let the company do the rest. It will minimize trading fees, take control of your taxes and advise you on other investment opportunities. It will be like banking on your phone but the money is not kept still, it grows.

Other similar apps offering the same services include Blooom, Wealthfront, and M1 finance.


This is a dividend paying stock app that will help invest in your spare change. With this app, you download and link with your cards, credit or debit and allow for it to invest for you.

Under the application, you will have two choices, both do not require much money. Acorns core will automatically invest $5 from your account on a recurring basis. The amount is added up every time you deposit and it is invested over the stock market to trade for you. They also trade in bonds and it will not matter if the stocks fluctuate, the app will keep everything balanced for you.

Acorns spend will earn you money for any cash you spend even at the ATM, it will offer no overdrafts and free or reimbursement of and fee nationwide. Other apps like this are Stash and Swell.

Work and earn applications

Sometimes to earn you have to put work on it. These apps give you a platform to get your money’s worth.


This is a paid online site that provides an app that will get you earning points for certain tasks. The myriad of tasks available in the app include;

  • Watching videos
  • Taking surveys
  • Playing games
  • Referring friends
  • Reading mail
  • Product reviews

Once you get started, you will be credited $5 as a welcome fee, then you have to earn the other points over time. When you get to their minimum threshold of $30, you can redeem your points for gift cards and cash.

MyPoints app

A similar money-making app that will get you paid for tasks. One great deal about this app is that in terms of rewards they really stand out. You can earn travel miles that will get you discounts and amazing offers when you take flights, reserve accommodation, rent a car or take a cruise.

Not forgetting the gift cards and cash prizes you can get. They don’t have a minimum threshold, plus you also get a good $5 for completing your first 5 surveys.

Lyft app

Away from the survey apps, you can get this application and give people rides to their destination just like Uber. Most people may not prefer uber because of the many rules and regulations but that is where Lyft starts to shine through.

Download the app, register and start being a driver making money through the app. The app has an alert system that will notify you when someone in your surrounding would like a ride.

You can earn a good $20 per hour or less, don’t set your expectations too high. But the company announced they will be having promotions for their user where a new driver gets $300 bonus after completing 100 rides. So start today and get there faster within just weeks of driving. You will be amazed at how people love to move around.


This is a service platform that connects taskers to paying jobs. They operate in over 47 cities in the USA and you can get paid for doing many tasks for people. Examples of things you can do include;

  • Running errands – you may be asked to drop packages for people at the post office, pick up dry cleaning, get groceries, or fill up prescriptions. You could offer you a service and get paid $35 per hour. Some tasks may require a truck or vehicle so have a look at all the details of the gig.
  • Make deliveries – you can easily get a job at Joe’s restaurant and be asked to make deliveries but with TaskRabbit, you will have a variety to choose from. You could take snacks up to the office or bring drinks to a party at $22 per hour.
  • Wait – yes! You read that correctly. Impatience among other people can actually get you paid. You can wait in line for delivery or for a reservation at a restaurant and earn yourself $30 per hour.
  • Handy work – most people do not like to repair their pipes when they bust or when they buy new furniture from Ikea and they can’t assemble. You could offer your services and get paid between $50 to $80 depending on the complexity of the task.

This app has a lot to offer to its users. One thing you need to know is that there are some rules before you sign up.

  • You have to above the age of 21
  • You must have a checking account
  • You must possess a credit card
  • For the handy work, you may need to show proof of proficiency
  • You will also need to pay $20 to register on the app and also attend orientation after your registration passes.

Lease and earn applications

These applications pay you for leasing out something you may not be using.


This mobile application will pay you to rent a room in your house or your whole house. They do not have their own real estate listings for themselves and that is why they are delighted when you offer to lease your room or house.

All you need to do is download the application, register and create a listing for your space. You will need to give a description and provide pictures for guests to see and have an idea of your space. Then you will note how much you are charging.

If you live in a conducive environment for students, or close to a nice scenic area it will add up points for you. Once your space is selected, you will manage your visitors’ reservations and do some preparations for them.

Airbnb will pay you once the guests check in but they will cut 3% service fee, which is not so bad. Besides that, you will receive your direct payments from them as agreed. Fortunately, in case of any mishaps, they have $1 million insurance cover for such reasons.


This application works like Craigslist. It will pay you for anything you sell via their app. You will have a sense of personal sales as you will be selling you stuff however way you like. The app is free to download and use. They don’t cut off the final proceeds.

If you have any old stuff you have been looking to dispose of, this is a good app to have on your phone. It is downloadable on both Android and IOS.

FluidMarket app

This application will pay you to rent out your truck. Whether you have a pickup or a box truck you will earn something extra with them. You download the app, register your truck and you stand a chance to win $12000 a year for the pickup and $24000 for the box truck.

In case you own a car and you want to rent it out as well, you can use similar apps such as;

  • Getaround
  • Turo
  • Vugo

Get fit and earn applications

Who said getting fit has to be painful? Not at all these applications will get you earning for all the work you put on your body.


This application will pay you to sweat it out whether it is at home, gym or as you take your jogs. You download the application and link with your phone’s accelerometer and GPS. The app will track all the steps taken.

For every 1000 steps, you take you to get 95 sweatcoins that you can redeem later for fitness gear, classes or cash. If you are feeling charitable, a donation is also an option.

Dietbet app

This application will have you placing bets on yourself regarding losing weight and staying fit. You can download the application and register. Fill in all your details and set your targets for losing weight. That is what is called a bet

The app has 3 game types;

  • Kickstarter – this is for the beginners. You will be given small bets to place to get you in the feel of losing weight. You can bet to lose like 10 pounds for $25. if you accomplish, you are considered to have won the bet and you get credited.
  • Transformer – you have more time to lose your target weight. Unlike the Kickstarter that can give you a week limit, with the transformer, you can spend a total of 6 months. The same method is used. If you win, you are rewarded almost twice the bet amount.
  • Maintainer – this is for those who have already accomplished their set targets. All you have to do is stay fit at that weight and earn some money. Maintaining your weight has the longest period of 12 months. A whole year within that bracket of weight.


Like the above app, you also place bets on your weight. It is a communal thing where you stake on your weight targets and when you accomplish it, you will have to split the amount with the other winners.

The app is actually fair play for all because you don’t have to lose more weight than others or something like that. The only competition is with yourself. You reach your target and you are paid.

Everyone has their own personal targets prescribed by the app’s algorithm provided for every player together with daily steps they need to accomplish. The app will count your steps automatically via Apple, Fitbit or Garmin. You can do whatever to accomplish your specified steps from dance, walk, climb, run or anything else.


This is also another fitness app that will give you weight loss challenges, no bets whatsoever. You can use whatever technique to lose your weight and doesn’t have to be steps.

You can take up a new diet or whatever works for you. Just attain your set of targets for weight loss and you can be paid according to your percentage of body loss. If you lose over 10% of your body weight, you can roll the competition at no financial risk to you.

Another advantage is you can build a team challenge and link with other players to accomplish a certain goal, you will be paid for your efforts and body loss metrics on every team player,

Watch and earn applications

These apps get your money right at the comfort of your survey through your mobile phone.

App trailers

The application pays you to watch trailers on your phone. Each trailer runs for about 30 minutes showing various content or a walkthrough of how an app works. For every trailer you watch, you accumulate points that can be redeemed for cash or gift cards.

The more videos you watch, the more you earn. You can also earn extra money by taking quizzes and playing games via the app. Common games played include EA sports related, Rovio for angry birds enthusiasts and other games by many other game developers.

All payments can be sent directly to your account or sent to your PayPal account which is very easy to navigate and transact.


If you love to look at your phone then this app is definitely for you. The app usually posts news, adverts and other promotional messages that will get you paid for looking at them.

You can download the app via Apple or Google play store and once it is installed, you will see an advert that features news and promotional pop-ups on your lock screen whenever you take a look at your phone. When you check your mobile phone, you can swipe left to learn more. Up to go over more ads or right to ignore.

Once you engage in the ads, you earn points redeemable for cash. If you request for payment, you can choose to be paid through Square Cash or PayPal. Also, you can just choose to donate to charity.

Payments come on a monthly basis but you will have to go through the initiation period where you wait 3 months for your first pay, then the rest can go on as usual.

Additional information

Because you read to this far, I will add you one extra app that can get you money.

App bounty

This application is an international paid online site that pays you gift cards to download additional apps. The app has no residential restrictions as it is international. There are a plethora of apps you can download on this app. So if you don’t want to engage in a lot of work and you have space on your phone, then download this app.

The gift cards you get from this app are from stores like PlayStation, Network, Xbox, iTunes, and steam among others.


All these applications I have mentioned above are only a tip of the iceberg of the many apps you can make money with. Earning money nowadays doesn’t have to be a hustle anymore for anyone with this money making apps.

The fact that they are online and most are accessible via both android and ios, you should take a chance. The best things about these apps are that it caters for everyone, all the activities you do on the norm like shopping or checking your phone, you will earn.

All you need is a smartphone and a decent internet connection, I can assure you there is something for everyone.

Philip Horton

Philip Horton

Hey! My name is Philip and I am passive or low maintenance income enthusiast. I learned a lot and made many mistakes during my journey to financial freedom and while there is so much false information about methods on how to make money online, I decided to start this website. The main goal of this website is to provide readers the best working methods and brutally honest reviews of different ways to make money online and how to invest your money thereafter.

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