Make Money Now: 16 Best Ways to Earn Cash When You Desperately Need It

No matter how good you are at saving and budgeting for your needs, you are not 100% insured against the surprises life serves you. Emergencies are bound to arise, be it a flat tire in the middle of the night or an incident requiring a visit to the hospital.

When you find yourself thinking, “I need money now!” don’t rush to borrow from friends or relatives. We’ve searched high and low for the best ways to make quick cash and now offer the results for your benefit.

See also: Best Internet Jobs for 2021

16 Ways How to Get Money Now

1. Do Paid Surveys

SurveyJunkie and MyPoints are among the best-paid survey sites of 2021.

a. SurveyJunkie

Become a member

SurveyJunkie is the easiest survey site to sign up for a newbie. Plus, it is free! The only requirement here is that you are at least 18 years old.

After signing up, you can view the available offers, which range from paid surveys to clinical trial opportunities. The work involves answering some simple questions. This means money can be made even when you are watching TV or waiting to see your doctor.

See also: SurveyJunkie Review


You can make approximately $100 to $300 in a week, depending on your capacity. These cash payments are sent via PayPal. On completing a survey, you are rewarded with points that can be converted to gift cards at your preferred store.

Why SurveyJunkey?

The high quality and intuitive interface of SurveyJunkie are among its advantages. With an 8.9/10 rating on TrustPilot, it prides itself on offering members the best experience. Get paid for sharing your opinion and completing surveys whenever and wherever you want. It is convenient.

Go to: SurveyJunkie’s Website

b. MyPoints

How it works

MyPoints will reward you in unique ways when you participate in its online activities, which include playing games, reading emails, doing online surveys, or printing out coupons.

The main activity is paid surveys. Take one at any time and earn cash via cell phone, tablet, PC, or laptop.

See also: MyPoints Review


Members are paid in a currency called “points.” These points are redeemable for cash via PayPal, gift cards, or travel miles, among other options.

The minimum payout for the rewards is $10, but due to PayPal’s restrictions, you ought to have a minimum payout of $25. When the “points” are redeemed for cash via PayPal, the request is processed in 4 to 5 days. For the remaining rewards, however, the wait times tend to vary.

2. Use Your Smartphone to Earn on Swagbucks

How do you earn?

Instead of wasting your time on pointless activities on your phone, why not use the device to make get money? Swagbucks pays you for doing this. In other words, you will get money for doing the things you like doing in your spare time.

Make extra money on Swagbucks by completing simple tasks like taking surveys, doing online shopping, or playing games.

See also: Swagbucks Review

Unique bonuses

Outside surveys, you can make money with cashbacks. It works like this: you watch videos and get a $5 bonus, search the web and get a $5 bonus, or get a cashback program for shopping online and earn a $5 bonus.

Did you know?

You can cash out your Swagbucks as a gift card accepted by millions of merchants. The money can also be sent by PayPal.

Research has shown that Swagbucks offers more ways to earn cash compared to other options. Even though you may not earn much through Swagbucks, the site will help you with your daily expenses.

3. Sell CDs & DVDs

How it works

Do you have a pile of CDs and DVDs taking up space in your house? Why not dispose of them and earn some quick cash? With Decluttr, you can quickly sell your CDs and DVDs and make money. It also buys games, books, LEGO toys, and cellphones.

See also: Best Places to Sell Textbooks for Money

Become a member

Visit the official website of Decluttr and enter the barcodes of the items you would like to sell. Once this is done, Decluttr will tell you the amount it will pay for each of the items.

Pricing and payment

The price will be determined by the demand for the item. After your sell list is approved and the price offered accepted, the company will send you a free shipping label.

Upon its arrival, label the box containing the CDS and/or DVDs to be sold, then take it to the nearest accredited store. Payment is made a day after your stuff is received. No seller or auction fees are charged.

4. Earn $25 from JOANY

What is it?

JOANY is a healthcare company helping people find and compare different health insurance schemes, navigate medical bills, and locate the best doctors. It is currently carrying out a study to get feedback from customers about its insurance scheme.

Qualification requirements

To qualify for the survey, you should meet the following requirements:

• You have not enrolled for a short-term plan;

• You have active health insurance;

• You are not receiving medical insurance through your university/college/school;

• You are not on VA, Medicaid, or Medicare health insurance;

• You do not receive any medical insurance from your employer;

• You bought health insurance for 2017 by, a state exchange, or a plan like Aetna.

If you meet the above requirements, you will pocket a quick $25 for only 10 minutes of your time. It is that simple!

5. Earn $15 from Ebates and Dosh

One of the most popular ways of earning credits, points, or cash for your online shopping is through cashbacks. Sites like Ebates and Dosh are usually free, and you will earn small commissions on each and every purchase made. Having plenty of stores, the sites will accommodate your taste, needs, and preference.

a. Ebates

About the company
Ebates is a cashback and shopping rewards company. You can only make money there if you are an official member. There are more than 1,250 online dealers. To learn if there are any special offers available, you will be required to regularly check the Ebates official website.
Basically, you can earn a cashback of up to 25% at any of the stores. Some eBay purchases may also earn you a cashback. New users get a welcome bonus. As a newbie, you can request a payout as soon as you have earned $5. Nonetheless, a minimum qualifying purchase for at least $25 is expected of you. This should be done within 90 days of becoming a new member. No fees or forms will be required from you. Simply put, Ebates pays you for accepting to become one of its official members.

b. Dosh

Earn from Dosh

Dosh allows you to link up your debit and credit cards and get cashbacks whenever you eat, travel, or shop at any of the registered local and state retailers. There are different offers at Dosh that can earn you quick money.

Awesome bonuses

You can earn a $5 cash bonus just for downloading the Dosh App through a referral link. I tried this, and it worked.

Additionally, you will get a $5 bonus when you link your first card. You get another $5 sign-up bonus, which can sometimes go up to $10. A $15 referral bonus is offered to the current members who participate in the referral program.

It is important to know that you will be required to have at least $15 in cashback rewards in order to transfer your cash to your bank or PayPal account. Therefore, you will need to earn an extra $10 in cashback rewards besides the $5 card-linking bonus to redeem your cash.

6. Earn $5 from InboxDollars

About the company

InboxDollars is an online platform that prides itself on giving quick and easy cash to its customers for the minimum effort of simply being site members.

There are many ways through which you can earn money here. Get paid to take online surveys, complete offers, read magazines and emails, play games, watch videos, surf, refer friends, and even go shopping.

Become a member

Enroll and get a sign-up bonus of $5 just for joining the site. Each activity you complete earns you real cash.

How to make money

Once you have an account, you can log in at your leisure and get some easy money.

On its homepage, the company provides a list of surveys. At any given time, you will get around 10 survey options just for you. More will always be added.

For some surveys, the topics are listed, and an approximate length disclosed. The highest amount paid for a survey is $5. After you pick one, a new tab opens. The amount earned from the survey is reflected in your account immediately.

Follow the instructions given to complete the survey. Since you will be getting multiple emails as a result of your activities, it is best to sign up at Inbox Dollars with an alternative email address.

7. Earn $5 from Acorns

How it works

If you want a micro-savings platform, Acorns will suit you well. It lets you invest. Every purchase made with a linked debit or credit card guarantees you some cash. The purchase amount is rounded up to the nearest dollar, and the difference is micro-invested.

In simple terms, investments are made for you. These automatic savings will quickly stack up. The sooner you begin, the better.

Investing with Acorns costs $1 monthly if you have an account balance of up to $5,000. A $5 bonus in stocks is also offered when you make your first investment.

You will also get a $5 bonus for signing up. Once you have completed your registration, the sum will be credited to your account. Depending on the available offer, inviting 10 of your friends could secure you a $1,000 bonus!

The Acorns app is free to download.


It takes less than 5 minutes to open an account. No minimum investment amount is required. You will be asked a few questions, including about your age, risk tolerance, and deposit preferences.

The app will round up the purchase prices to the nearest dollar and move the surplus amount to your new Acorns account. You may also make large deposits with the FoundMoney Program.

8. Make Money with Your Car

Transportation is one of the fields where technological advances have had a particularly marked effect. Technology-based companies have gone out of their way to help fill the gap in public transportation by offering various alternatives.

One of them involves renting vehicles from private owners with nothing more than a smartphone. Let’s find out how.

a. Uber

By now, everyone has heard of Uber. Is your car sitting idle in the garage? If so, the company offers you an opportunity to put it to good use and make money fast today!

Once your car has met the minimum requirements, you can rent it out and reap the rewards of this generous act. With Uber, you can earn as much money as you want, depending on your location.

Sign up

It only takes about 3 minutes to sign up. From there on, you will be your own boss and set your working hours. In short, you will do things your way. You decide whether you are willing to make money by delivering items or driving people around.


On average, working for Uber guarantees you an income of between $1,500 and $2,000. The amount is determined solely by your efforts. To maximize your earnings, consider working during peak hours and peak days.

Factors determining the level of income

The amount you receive will depend on:

• Number of trips made in a day

• The average revenue per trip

• Incentives offered by Uber

b. Lyft

Why is it more appealing to use Lyft instead of a local taxi service? For starters, Lyft’s rates are considered significantly lower. Also, customers find their service more personalized and private.

You can make money with Lyft by starting a “smart business.” Success nowadays goes beyond services or products – there MUST be some “smartness.”

c. Getaround

About Getaround

Getaround is a car-sharing company that allows you to rent a vehicle from a private owner. It carefully matches the renter and the car owner and helps them reach an agreement. The renter gets the vehicle to use for commercial purposes.

The owner, on the other hand, gets a percentage of the income generated through the use of the car. This amount is first negotiated by the two parties and ought to cover the car’s payment.

Getaround is available to residents of major cities in the US. Some include Seattle, Chicago, Washington DC, Portland, Boston, San Francisco, and Los Angeles.


For your private car to qualify for Getaround, it must meet some of these criteria:

• Be a model released no earlier than 2000;

• Be less than an 8-seater;

• Have either manual or automatic transmission.

How it works

Before accepting the terms, be sure to check out the lease terms to see if they limit car-sharing. Note that renters can take the vehicles for as little as one hour.

Getaround will install a device in your car that enables its app to lock and unlock it and track its location. Therefore, the renters can get the car even without meeting you in person.

With Getaround, you can schedule the times your car will be available using an online calendar tool. Whenever your car has been rented out, you will always know its exact location. Once the renter is done using it, he/she will drop it at the pick-up spot.


If you need money now and do not have the time to drive people, then Getaround will help you. You will be covered with $1 million as an insurance policy. Therefore, you will not have to worry about your vehicle being damaged.

9. Negotiate Your Bills Skillfully

How it works

Had I not tried this option, I would not have believed its potential to generate cash!

Let’s assume you have cable, and the bill is too much for you. You can contact your cable company and let it know you are planning to switch providers. Inquire if it would consider lowering the bill so you stay with it.

Surprisingly, the answer can be yes!

Try it out

Trim is a free tool that scrutinizes and analyzes the way you spend your income, finds subscriptions can be canceled, negotiates your bills, and even helps you find a better insurance option for your car.

Using it has enabled me to eliminate unnecessary costs that I wasn’t even aware I had! You can give it a try and see it working for you too.

10. Deliver Groceries with Instacart

You can do it

Everyone is looking for convenience, which is why people will NEVER mind having someone deliver groceries to their doorsteps. You could be this someone!

Instacart allows you to sign up in its app and make yourself available for grocery deliveries. As a personal grocery shopper on Instacart, you will be doing the shopping alone.

Your pay rate will depend on various factors, such as the number of orders, their average size, and the average number of miles covered per trip.


Other than the basic income, you can get additional tips coming directly from the site. Generally, Instacart grocery shoppers have reported average pay of $15 an hour.

To make sufficient cash, take your time to ensure you get everything the customer has requested, deliver the goods on time, and keep the vehicle you are using as neat as possible.

11. Deliver Food with Uber Eats

Here’s something funny: delivering food instead of driving people will leave you with a slightly higher income.

To qualify as an Uber Eats delivery person, you will need a scooter, bike, or car.

12. Get Cashbacks on Your Receipts Using Ibotta

I have experience!

Ever heard of receipt-scanning apps? Ibotta is one of them. It gives you a cashback on every daily purchase you make.

On learning this, I had to rummage through my trash bin to retrieve the receipts I had thrown out earlier that week. Now I carefully store them since I know they will always earn me cashbacks at Ibotta.


Once you have signed up with Ibotta, take a picture of your receipt from any store and send it. I promise this act will get you money. Payment is made through gift cards, Venmo, or PayPal.

Let me whisper this secret into your ear: the receipt doesn’t even have to be yours.


Ibotta pays you $5 for every referral you make, so tell your friends to start filing their receipts. Refer as many friends as possible and increase your total earnings.

13. Get Gigs on Upwork and Fiverr

Are you passionate about article writing, web development, resume writing, graphic design, or something else? Fiverr and Upwork can be of help.

a. Upwork

Many companies and even individuals are looking for proficient freelancers, especially on Upwork. They go there when they need work done but have no time to look for a permanent employee.

The freelancing jobs on Upwork can be a side hustle since they are usually finished in 1 or 2 days. You will have the benefit of working when you want.

Payment rates vary, depending on skill level, project duration, and client budget.

b. Fiverr

Fiverr was recently ranked among the top sources of micro-outsourced services on the net. It increasingly tries to help people across the globe find a quick and easy way of earning money.

Because of the high demand from Fiverr’s clients, your income can receive a major boost. If you are highly skilled in one area, you can make lots of money. You could become a micro-entrepreneur!

Depending on how good you are, you can earn up to $4,000 per month. Moreover, every $5 gig you get and effectively deliver credits your account with $4.

14. Carry Out Tasks on TaskRabbit

Sign up as a tasker on TaskRabbit and start running errands, cleaning, making deliveries, putting furniture together, or carrying out some home repairs.

Upon approval of your application, the company will be notifying you of the tasks available in your location. This is done through its free app.

You will choose the task that suits your preferences and set your availability. Once you are done, you will be required to submit your invoice, after which you can collect payment from your client.

You will be receiving your paycheck from TaskRabbit on a weekly basis.

15. Find Gigs on Craigslist

If you are looking for gigs, make sure you give Craigslist a try. It has computer-related, writing-related, and manual jobs.

The company helps people find different well-paying tasks. Some might be simple and take as little as 5 minutes or 1 hour.

You will know the amount a job is paying before you decide to choose it. Depending on the task, a gig on Craigslist can pay anything from $3 to $100. The payments are made via PayPal.

This is one of the best ways to get money fast, just make sure you write a decent cover letter when you apply for gigs.

16. Take a Personal Loan or Payday Loan

If you need money quickly to your bank account, you’re in luck, because quite a few payday loan providers can help – regardless of your credit score or if you have bad credit.

Whether you’re facing car trouble, medical invoice, or any other unexpected expense, online payday loans or persoanl loans could help you out with short-term loans. Some personal loans have fair interest rates and can approve your loan application almost on the same business day and send you the money to your checking account.

Personal loan providers can help you receive the cash advance you need to get you through this financial roadblock and you can pay back later with reasonable interest rate. You can get started and use your credit card right away if you need cash.


If you need money right away or if you need money fast, you have plenty of options to earn some. I have offered you a few ways of making quick cash without resorting to family members or loan sharks. All you need to do is decide which one suits you best.

So, rather than sitting on your couch and moaning miserably “I need money fast,” pick a side hustle to tide you over until your next paycheck. Who knows? It may even turn into a steady gig. Good luck!

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