Best Credit Cards

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Best Cash Back Credit Card​

Discover it® Cash Back

  • Rewards Rate
  • - 5% cash back at various places up to the quarterly maximum, each time you activate
  • - 1% unlimited cash back on all other purchases automatically

Credit Recommended (670-850)

at Discover’s Secure Site

Intro Bonus: CashBack Match – Discover will match all the cash back you have earned during first year

Annual Fee: $0

Regular APR: 14.24%-25.24% variable

Best Sign-Up Bonus Credit Card​

Chase Sapphire Preferred® Card

  • Rewards Rate
  • - 2X points on travel and dining at restaurants worldwide
  • - 1X point per dollar spent on all other purchases

Credit Recommended (670-850)

at Chase’s Secure Site

Intro Bonus: 60,000 points

Annual Fee: $95

Regular APR: 17.99%-24.99% variable

Best Travel Rewards Credit Card​

Capital One® Venture® Rewards Credit Card

  • Rewards Rate
  • - 10X miles on thousands of hotels
  • - 2X miles on every purchase

Credit Recommended (670-850)

at Capital One’s Secure Site

Intro Bonus: 50,000 miles

Annual Fee: $95, waived for the first year

Regular APR: 17.99%-25.24% variable

Best Rewards Credit Card

Wells Fargo Propel American Express® card

  • Rewards Rate
  • - 3X points on various restaurants, travel, gas stations, streaming services
  • - 1X points on other purchases

Credit Recommended (670-850)

at Wells Fargo’s Secure Site

Intro Bonus: 30,000 points

Annual Fee: $0

Regular APR: 15.99%-27.99% variable

Best Credit Card for Bad Credit

Credit One Bank® Visa® Credit Card

  • Rewards Rate
  • - 1% cash back rewards on eligible purchases (including groceries, gas stations, and services such as mobile phone, internet, cable and satellite TV)

Credit Recommended (300-670)

at Credit One’s Secure Site

Intro Bonus: No current offer

Annual Fee: $0 – $99

Regular APR: 20.24%-26.24% variable

Philip Horton

Philip Horton

Hey! My name is Philip and I am passive or low maintenance income enthusiast. I learned a lot and made many mistakes during my journey to financial freedom and while there is so much false information about methods on how to make money online, I decided to start this website. The main goal of this website is to provide readers the best working methods and brutally honest reviews of different ways to make money online and how to invest your money thereafter.

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