Best Credit Cards

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Best Cash Back Credit Card​

  • Rewards Rate
  • - 5% cash back at various places up to the quarterly maximum, each time you activate
  • - 1% unlimited cash back on all other purchases automatically

Credit Recommended (670-850)

at Discover’s Secure Site

Intro Bonus: CashBack Match – Discover will match all the cash back you have earned during first year

Annual Fee: $0

Regular APR: 14.24%-25.24% variable

Best Sign-Up Bonus Credit Card​

  • Rewards Rate
  • - 2X points on travel and dining at restaurants worldwide
  • - 1X point per dollar spent on all other purchases

Credit Recommended (670-850)

at Chase’s Secure Site

Intro Bonus: 60,000 points

Annual Fee: $95

Regular APR: 17.99%-24.99% variable

Best Travel Rewards Credit Card​

  • Rewards Rate
  • - 10X miles on thousands of hotels
  • - 2X miles on every purchase

Credit Recommended (670-850)

at Capital One’s Secure Site

Intro Bonus: 50,000 miles

Annual Fee: $95, waived for the first year

Regular APR: 17.99%-25.24% variable

Best Rewards Credit Card

  • Rewards Rate
  • - 3X points on various restaurants, travel, gas stations, streaming services
  • - 1X points on other purchases

Credit Recommended (670-850)

at Wells Fargo’s Secure Site

Intro Bonus: 30,000 points

Annual Fee: $0

Regular APR: 15.99%-27.99% variable

Best Credit Card for Bad Credit

  • Rewards Rate
  • - 1% cash back rewards on eligible purchases (including groceries, gas stations, and services such as mobile phone, internet, cable and satellite TV)

Credit Recommended (300-670)

at Credit One’s Secure Site

Intro Bonus: No current offer

Annual Fee: $0 – $99

Regular APR: 20.24%-26.24% variable

This article has been financially reviewed by Ben Heir, CFA on .

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Philip Horton

Philip Horton

Philip is the Head of Content for OnlineMoneyPage. He is responsible for researching and writing articles. He is also one of the co-founders of OnlineMoneyPage.

He is an experienced finance professional with a proven track record in the field of financial advisory. He has a proven history of success in clients’ personal finance planning. His core competencies include: Financial Planning & Analysis, Budgeting & Forecasting, Financial Modeling, Income Streams Improvement, and more.

Philip holds a MA degree in financial management and is a CFA and CFP charterholder.

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