Cashless transactions can be interesting, as you do not have to deal with the hassle of cash all the time, and perhaps the best thing about digital commerce is the fact there is this option for getting a cashback. And, things are not very different with Apple Pay.
Just recall the last transaction that you had with your credit card. It may just be a ticket to the theatre or a cup of coffee with your loved ones. Using your Apple pay account you can actually pay for products and services via Apple Pay. In this article, we take you on a tour of how you can earn cash back with Apple Pay.
How do You Get a Cashback With Apple Pay?
Usually, this process is pretty much easy, and all you need to know is understand whether or not a particular business accepts apple pay, and your credit or debit card is being linked to your Apple pay account.
You must note that Apple Pay gives an option of unlimited cash back, as far as you meet the business requirements, and once you meet those, you can avail of at least a 2-3 per cent cash back on all that you purchased.
Here are some additional things that you need to keep in mind:
Make sure that the store accepts Apple Pay
Apple says that Apple Pay is one of the most accepted methods of contactless payment in over 85 % of retail stores across the USA. This gives you an opportunity to use Apple Pay almost everywhere, be it grocery shopping or a retail store.
Make sure that the store offers cash back
It is always advisable to opt for stores that offer cashback, and if you are not sure yourself then it is better to always ask. However, as mentioned earlier, most stores have the option of cashback like Target, Walmart, and CVS.
Make sure that your debit and credit card is being linked to your Apple pay account
This is one of the steps in the beginning when you set up Apple pay. However, most people forget to do this and take it for granted that stores will accept apple pay just like all credit card companies and wallet apps, but that’s not the case always. You can get your credit card and debit card linked to your Apple Pay account, to avail maximum benefits.
Getting Cashback With Apple Pay
Most credit card issuers often get confused with how things shape up with consumers, and the same holds true for debit cards too. Although most people have their credit card linked to their Apple pay, they do not have the exact knowledge of how much can they get as cashback.
When a person uses their Apple Pay card with Apple Pay, they can get up to two per cent of daily cash rewards every time they purchase something and these cashback amounts are being deposited in their Apple Wallets.
And, in case you are purchasing Apple products from Apple partner stores like Ace Hardware, Exxon Mobil, Nike, T-Mobile, Uber Eats, and Walgreens then you have an opportunity to earn three per cent cashback, instead of two per cent.
Frequently Asked Questions (FAQs)
Can you get cashback with Apple Pay?
Yes, you can get cashback with apple pay, you have to make sure that your card is linked to your Apple Pay account and that the stores you visit accept Apple Pay.
Is it difficult to use Apple Pay?
Not at all, in fact, Apple Pay is one of the easiest things ever, you just need to have an iPhone and all will be taken care of.